61. Estate Planning And True Wealth, Kenneth E. Guard, CFP, RIA, RFC Kenneth E. Guard Wealth Management, Estate Financial Planning for high net worth individuals in Fort Myers, Naples Sarasota Florida. http://www.kennetheguard.com/estate_planning.htm

Estate Planning "Traditional estate planning is wrong In fact, it borders on criminal " Why Traditional Estate Planning Fails Avoiding Failure Requires the Optimization of the Human, Intellectual & Financial Assets Comprising "True Wealth" By Kenneth E. Guard According to the Family Firm Institute of Brooklyn, Massachusetts, "nearly 70% of all family firms fail before reaching the 2nd generation, and 88% fail before the 3rd generation; only a little more than 3% of all family enterprises survive to the 4th generation and beyond." The third generation seems to be the brittle generation. Hence, the saying, "Shirt sleeves to shirt sleeves in three generations!" (Or in Asia, "Rice paddy to rice paddy in three generations!"). A common misconception is that the estate tax is the cause of this loss of wealth. Nothing could be further from the truth. The loss of wealth occurs at the same rate in countries with no death or estate tax, such as Australia! One of the greatest challenges facing affluent individuals, families and businesses is how to control, protect and empower their human, intellectual and financial capital. As Albert Szent-Gyorgyi once said, "Discovery consists of seeing what everybody has seen and thinking what nobody has thought." Rather than taking just a financial approach to estate planning, we should also focus on the perpetuation of a family's human and intellectual assets. In his book, Finding The Better Way, multi-billionaire James LeVoy Sorenson said, "My family and good health are what make me truly rich... True wealth only comes through health and family and friends."

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Home Submit Popular Latest ... Personal Finance > Estate Planning Links Sort by: PageRank Hits Alphabetical PR: Welcome To EstatePlanning.Com - http://www.estateplanning.com/ Read more PR: LII: Law about...Estate Planning - http://www.law.cornell.edu/topics/estate_planning.html LII: An overview of estate planning law with links to key primary and secondary sources. - [ Read more PR: - http://www.nolo.com/resource.cfm/catID/FD1795A9-8049-422C-9087838F86A2BC2B/309/ Make your own legal will, living trust, healthcare directive (living will), and powers of attorney. Avoid probate and estate taxes. - [ Read more PR: Estate Planning Lawyer, Attorney, Law - FindLaw for the Public - http://estate.findlaw.com/estate-planning/ This section provides you with information and resources to help you with your Estate Planning, Wills and Trusts legal needs. To begin, please select one of ... - [ Read more PR: Estate Planning - About Estate Planning - http://www.savewealth.com/planning/estate/ Discover the estate planning secrets of the wealthy, including advanced ways you can protect your family and reduce estate taxes. - [ Read more PR: - http://www.smartmoney.com/estate/

66. 10 Estate-Planning Ideas That Work We spend most of our lives planning, yet many of us fail to plan for one of the most important tasks of all. http://ecmweb.com/ar/estate_planning/

advanced search About Us Contact Us Subscribe ... Electrical Basics 10 Estate-Planning Ideas that Work Dec 15, 2004 11:59 AM, By Jesse Abercrombie, Edward Jones Investments We spend most of our lives planning, yet many of us fail to plan for one of the most important tasks of all var clickURL="http://ecmweb.com/ar/estate_planning/index.html"; We spend most of our lives planning. Some of the things we plan, such as what to have for dinner or the route we'll take to work, are so trivial they require little thought. Other things, such as a family vacation, the correct bid for a big project, or purchasing a new home, require a great deal of thought and planning. All day, every day, we plan. Yet, many of us fail to plan for one of the most important tasks of all – what will happen to our possessions and electrical business once we're gone. There are many excuses for not facing this task. Some simply believe that once they reach those golden years there won't be enough left to plan for. Others believe their heirs can work out the details. Still others simply aren't willing to face their own mortality. But the biggest problem for the electrical worker who has been in the electrical contracting business for 35+ years is a lack of planning for retirement or the transfer of assets. Planning for the distribution of your estate isn't necessarily difficult, but it does require serious thought. Here are 10 steps to help you with this most important planning process.

67. Estate Planning In Victoria BC - Cheri Crause CFP Cheri Crause is a Certified Financial Planner in Victoria, BC. When your estate planning challenges are somewhat delicate http://www.chericrause.com/estate_planning.htm

Estate Planning in Victoria, BC - Cheri Crause, CFP Certified Financial Planner EXTREMELY IMPORTANT Unfortunately, the vast majority of Canadians ignore issues relating to their own death, with tragic consequences. There are three reasons why estate planning is a major component of our business: - Without proper estate planning, a great deal of money and value is lost to the government in Ottawa and Victoria in taxes, and to probate, estate administration, legal and accounting fees. This is commonly called Estate Erosion or Estate Shrinkage Unnecessary. - Without proper estate planning, grieving survivors and heirs are left to deal with 'the mess', sometimes not knowing what the deceased owned, where it is, or what needs to be done. Easily avoidable - Without proper estate planning, and clear communication, grieving survivors and heirs do what 'they' think is right, and when the dust settles, family relationships are destroyed forever. Tragic. Estate planning is often uncomfortable. The discomfort is not an excuse to ignore estate issues. We all know people who have siblings who haven't spoken to each other for decades because of an estate dispute. DO NOT let this happen in your family! Quite frankly, nothing matters more. Do not procrastinate on this. Start getting your affairs in order. As a certified financial planner, I have dealt with hundreds of client families over the years, and I have gone through the process of helping surviving family members whose deceased relatives have planned well, and otherwise. Every family situation is unique. Every estate plan is different.

68. Massachusetts Attorney Finder - Estate Planning, Elder Law, Living Trusts, Medic Massachusetts Estate Planning attorneys provide elder law and estate planning services. http://www.massachusetts-attorney-finder.com/pages/estate_planning.html

Massachusetts Estate Planning Estate planning applies the law of property, wills, trusts, insurance and taxation to the ordering of financial affairs. Probate Probate is the process of proving a will and the legal process of administering the estate of the deceased. If a person dies owning property that is administered by the probate court usually by having a will, there is a "probate estate." Assets in the probate estate are listed in an inventory filed with the probate court. The probate estate must pay estate taxes and all claims against the estate before it is distributed to the heirs. This process is usually carried out by the executor or administrator of the estate under the supervision of the court. There are ways to avoid probate such as setting up a living trust. Estate Tax Marital Deduction An estate in Massachusetts is generally allowed to pass tax free to the surviving spouse-this is known as the Marital deduction. The marital deduction also applies to the Federal Estate tax. This deduction can be used to avoid some estate taxes. Trust A trust is a legal entity created by a grantor in which "title" to the property is vested in a trustee, but the benefits of ownership are enjoyed by another person- the beneficiary. The trust imposes fiduciary obligations on the trustee to act to the benefit of the beneficiary. Generally the trustee must manage the trusts assets and income for the economic benefit of the beneficiaries.Trusts may be revocable (also known as living trusts) in which the creator retains the right to alter, amend or revoke trust. Irrevocable trusts cannot be altered and usually are created at death.

69. "Pay-on-Death" Bank Account PAYON-DEATH BANK ACCOUNT. A bank account can be designed to belong to one person during his or her life and, subsequently, to pay to another person, http://www.buybeach.com/estate_planning/cvpod.htm

"PAY-ON-DEATH" BANK ACCOUNT A bank account can be designed to belong to one person during his or her life and, subsequently, to pay to another person, trust or institution ... at the death of the original owner. Such an account is often called a Pay-on-Death (POD) bank account. In many instances, this is an excellent estate planning device. Suppose that you have a substantial savings account and that you have one heir that you want to receive that account at your death. You merely go to the bank and tell the officer that you want to own the account during your life ... but, that you want a certain person, whom you then name, to be the owner when you die. The bank officer will give you the proper documentation, generally at no cost. Unfortunately, many planners are unaware of the POD account. Consequently, they often endanger their assets by using other means. Often, they place their children's names on bank accounts as joint owners. While joint ownership may be desirable in many instances, it has one major drawback. If your child, the other joint owner, were to be sued and if a judgment were granted against your child, your bank account could be at risk. So, it is often better to use the POD account than to use joint ownership. With the POD account, the second owner has no legal interest in the account as long as the first owner is alive. Having no legal interest in the account, the second owner cannot lose the account to a lawsuit during the first owner's life.

70. Society Law Services Paralegal Services Estate Planning category. Top Society Law Services Paralegal_Services estate_planning. subcategories. websites. 1. Arizona Wills Trusts http://www.databarn.com/dmoz/Top/Society/Law/Services/Paralegal_Services/Estate_

category Top Society Law Services subcategories websites Drafting wills and trusts for residents of Arizona. http://www.arizonawillsandtrusts.com/ Binfet and Company Providing wills preparation and notary services. http://www.binfetandcompany.com/ Bruce E Castro Offering will preparation services. http://www.affairsoflife.com/will.htm Estate Administrative Services Establishment and administration of living trusts, based in Honolulu, Hawaii. http://www.estateadminservices.com/ FamilyEstate.com Estate planning paralegal services for residents of Illinois, from Thomas Williams. http://familyestate.com Global Wills International Online will drafting servic serving the Republic of Ireland. http://www.global-wills.com/ Just Wills plc Will drafting service for United Kingdom jurisdiction, based in Surrey, England. http://www.willpeople.co.uk/ Marty Annenberg Offering services for the preparation of living trusts and supporting documentation. http://california-living-trusts-wills.pair.co... McKenna's Paralegal Service Estate planning services, including bankruptcy, divorce, and living trusts. http://mckennas.00go.com/

71. LMWF | Estate Planning, Estate & Trust Administration LMWF provides counsel on all aspects of estate planning. We help our clients take maximum advantage of applicable tax laws to reduce or eliminate estate and http://www.lippes.com/estate_planning.htm

Focus Areas: Estate and Trust Planning and Administration Surrogate's Court Practice Family Business Counseling Asset Preservation Planning Business Succession Planning Elder Law Ethical Wills and Letters of Instruction Attorneys: Scott E. Friedman Mary E. Roche Roy H. Cunningham LMWF provides counsel on all aspects of estate planning. We help our clients take maximum advantage of applicable tax laws to reduce or eliminate estate and gift tax. We utilize sophisticated strategies to assist them in structuring their assets and entities to achieve their personal objectives. Our expertise covers elder law issues, as well as all aspects of estate and trust administration, including probate and other Surrogate's Court proceedings. We deal with federal and state tax authorities in the areas of estate, gift and fiduciary tax. LMWF also advises clients with respect to the unique issues facing family businesses, including retirement and succession planning. Lawyers practicing in this area are nationally recognized experts who have published books and articles and regularly present seminars on these subjects. Lippes Mathias Wexler Friedman LLP recently unveiled our new and innovative Ethnical Wills and Letter of Instruction Program to compliment our existing estate planning services.

72. Waterfowl U.S.A. Endowment Fund | Estate Planning Estate Planning. THE FOUR P s OF ESTATE PLANNING. Persons. Who are the people and charitable interests for whom you would like to provide? Property. http://www.wusafund.org/estate_planning.asp

Estate Planning THE FOUR P's OF ESTATE PLANNING Persons. Who are the people and charitable interests for whom you would like to provide? Property. List all of your property, in whatever form, along with its cost and today's value. Plans. Consider how you would like to match your property with the people in your life. Planners. List all professional advisors who would assist you in making your plans a reality. Please remember, donations to the Endowment Fund offer extraordinary tax benefits to the donors. Consult your professional advisor for details on how your assets can be used to the advantage of yourself, your heirs and to Waterfowl USA's conservation efforts. CASH GIFTS Gifts of cash are the easiest and most convenient way to contribute. If you itemize, you can lower your income taxes simply by writing a check to the Waterfowl USA Endowment Fund. Gifts of cash are fully deductible-up to a maximum of 50% of your adjusted gross income. For example, if your adjusted gross income for this year is $50,000, up to $25,000 of cash gifts may be deducted this year. Any excess deductions can generally be carried forward and used over as many as five subsequent years. WILLS AND BEQUESTS By leaving a gift in your will to the WUSA Endowment Fund for use at our discretion, or to benefit a specific program of your choice, you leave a legacy that will have an impact for many, many years to come.

73. Grief Counseling, Last Will And Testament By GotTrouble.com An introduction for a last will and testament by GotTrouble.com. Answers to questions about writing a last will and testament, trusts, and estate planning. http://www.gottrouble.com/legal/estate_planning/grief.html

Match Me Now Select Troubleshooter Attorney/Accidents/Injury Attorney/Asbestos Attorney/Bankruptcy/Foreclosure Attorney/Corporate Attorney/Criminal Attorney/Defective Product Attorney/Divorce Attorney/Drug Defect Attorney/Drunk Driving Attorney/Employment Attorney/Federal Crimes Attorney/Foreclosure/Real Estate Attorney/Immigration Attorney/Lemon Law Attorney/Other Attorney/Social Security Disability Attorney/Tax Attorney/Wills/Probate Attorneys/Bankruptcy/Foreclosure Bail Agent Car Dealerships Car Repair Chiropractors Credit Counselors Employment Finder Financial Planners Funeral Services Insurance/Auto Insurance/Health Insurance/Life Insurance/Property IRS Tax Negotiators Locksmiths Mediators Money Lenders Mortgage Brokers Movers/Storage Pharmacies Physicians Private Investigators Real Estate Agents Rental Guides Tax Preparers Therapists Traffic School LIST WITH US LOGIN REGISTER HELP ... Discount Legal Services TROUBLE CENTER DIRECTORY Criminal Personal Injury Employment Consumer Rights ... Tax When we experience a significant loss in our lives , we grieve. Grief can be emotionally and physically draining; it consumes a tremendous amount of energy. It is also a necessary process, the link between loss and moving forward. We may grieve not just for people who have died, but also for social losses, such as divorce, job loss, and life-altering illnesses or injuries.

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76. Trust Estate - Crawler.com A Trust Estate consists of all of the property, rights and obligations that are law.freeadvice.com/estate_planning/trusts/trust_estate.htm http://www.crawler.com/rl/TB60068te27_sr-1/Trust-Estate.html?rlh=1

77. Stockleaf Financial Directory- Estate Planning Estate Planning Law – Lawyers, Attorneys, Free Legal Information http//law.freeadvice.com/estate_planning/estate_planning/ http://stockleaf.com/directory/Estate_Planning/

Stockleaf Financial Directory google_ad_client = "pub-2523469677316197"; //ST-Directory-Left Panel google_ad_slot = "9901934148"; google_ad_width = 160; google_ad_height = 600; Organizations Paralegal Services Probate Attorneys Sort by: PageRank Hits Alphabetical PR: 6 Money101 Lesson 21: Estate Planning - http://money.cnn.com/magazines/moneymag/money101/lesson21/ CNNMoney guide to estate planning. The top things you need to know. - [ Read more PR: 6 - http://www.nolo.com/resource.cfm/catID/FD1795A9-8049-422C-9087838F86A2BC2B/309/ Read more PR: 6 Estate Planning Lawyer, Attorney, Law - FindLaw for the Public - http://estate.findlaw.com/estate-planning/ This section provides you with information and resources to help you with your Estate Planning, Wills and Trusts legal needs. To begin, please select one of ... - [ Read more PR: 6 Financial Planning and Retirement - Pension, Estate Planning - AARP - http://www.aarp.org/financial Read more PR: 5 Estate Planning - Wex - http://www.law.cornell.edu/topics/estate_planning.html Real property is real estate and personal property includes everything else, for example cars, household items, and bank accounts. Estate planning ... - [

78. Simkover + Associates Chartered Accountants, Toronto Estate planning The Objectives of estate planning are. to provide for adequate retirement income; to provide for the orderly transition of the estate to http://www.simkover.com/estate_planning.shtml

Home About Us Services Testimonials ... Contact Us Estate planning The Objectives of estate planning are: to provide for adequate retirement income to provide for the orderly transition of the estate to the surviving spouse and children to minimize and defer income taxes as much as possible, and to ensure liquidity to pay expenses and taxes at death. Many of the steps to be taken in a particular situation ought to be implemented early in the game: for example, setting up a trust, initiating an estate freeze, or acquiring suitable types of insurance coverage. Our firm is ready to assist you in setting up the appropriate mechanisms to achieve your estate planning objectives. Web Design by Robert W. Kartash; Web Hosting By AffordHost Inc.

79. Open Directory - Estate Planning - Paralegal Services - Services estate_planning. Main Society - Law - Services - Paralegal_Services - estate_planning . estate_planning. Site map Site map pages http://www.odp.toreuse.pl/Society/Law/Services/Paralegal_Services/Estate_Plannin

Warning : fopen(cache/Estate Planning - Paralegal Services - Services - Law - Society .html) [ function.fopen ]: failed to open stream: No such file or directory in /home/toreuse/public_html/odp/index.php on line Warning /home/toreuse/public_html/odp/index.php on line Warning /home/toreuse/public_html/odp/index.php on line Main Society Law Services Latest news for this category: Warning function.curl-setopt ]: CURLOPT_FOLLOWLOCATION cannot be activated when in safe_mode or an open_basedir is set in /home/toreuse/public_html/odp/rss2html.php on line Estate planning (Exeter News-Letter) MORE INFO RHB ISLAMIC AIMS FOR RM1.1 MLN IN SALES FROM ISLAMIC ESTATE PLANNING BY END 2008 (Bernama via Yahoo! Malaysia News) KUALA LUMPUR, May 26 (Bernama) ¢â‚¬Â“ RHB Islamic is aiming to make RM1.1 million in sales for its Islamic Estate Planning (IEP) products by the end of this year through its partnership with as-Salihin Trustee Bhd. MORE INFO RHB Islamic Aims For RM1.1 Million In Sales From Islamic Estate Planning By End 2008 (Malaysian National News Agency (BERNAMA)) KUALA LUMPUR, May 26 (Bernama) - RHB Islamic is aiming to make RM1.1 million in sales for its Islamic Estate Planning (IEP) products by the end of this year through its partnership with as-Salihin Trustee Bhd.

80. Estate Planning Information From Guardian Life Insurance Guardian Life Insurance offers a complete line of financial, insurance, retirement and investment solutions and services through our network of financial http://www.guardianlife.com/solutions/estate_planning/role_of_estate_executor.ht

cc je lc When an individual writes a will, he or she must appoint an executor of the estate, who is responsible for carrying out the will and any other instructions. While the role of executor may not be difficult, it may require certain skills, such as an ability to be diplomatic and a strong sense of responsibility. The duties of the executor include: Determining what the individual owns; Paying any bills and claims against the estate, including funeral costs; Paying all estate and inheritance taxes; Collecting any money due on the estate; Handling other estate assets such as insurance or trusts; Overseeing the investment of assets in the estate; Distributing assets and property according to the will; and Settling the estate with the probate court. Ascertaining Estate Assets The executor will need to determine what assets comprise the estate, such as property, pensions, investments, insurance benefits from employers, and other insurance policies. In some cases, a letter of instructions and/or a list of assets may have been included with the will. Since estate assets may include various bank accounts or property in several locations, a list can be most helpful to the executor. Even without instructions, the executor must locate all assets to be distributed. Some assets may need to be valued. The executor may hire appraisers to assess the value of an art collection, real estate property, furniture, or household goods. Once valued, the executor may decide whether to distribute property directly or sell it and divide the proceeds among the heirs. The executor may want to first consult with the heirs regarding which type of distribution they would prefer.

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