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Retirement planning From Wikipedia, the free encyclopedia Jump to: navigation search This article or section is written like an advertisement Please help rewrite this article from a neutral point of view Mark blatant advertising which would require a fundamental rewrite in order to become encyclopedic for speedy deletion , using db-spam (December 2007) This article does not cite any references or sources (March 2007) Please help improve this article by adding citations to reliable sources Unverifiable material may be challenged and removed. Retirement financial planning refers to a collection of systems, methods, and processes which, in their aggregate, support a family unit's (client's) desire to achieve a state of financial independence, such that the need to be gainfully employed is optional . Retirement planning can be considered a limited or simplified form of financial planning addressing only this one purpose, rather than the attainment of multiple concurrent goals (e.g. college funding for children). Two often desired outcomes of retirement planning efforts are: (1) to assess a client's current state, here specifically to mean a probabilistic assessment of readiness-to-retire given a desired retirement age and lifestyle, and (2) to identify client decisions or actions to improve readiness-to-retire.

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